Know Your Retirement Options

How much money you will really need for a comfortable retirement and what does that mean for saving today? Which type of Retirement Plan is right for you? The benefits and differences between a 401k plan, SEP IRA, Roth IRA & Traditional IRA, and how to know which one might be a good fit for you.

For more information or to request a speaker, please contact us at or call 619-491-0225.

Legacy Planning

How to create your own unique lasting legacy and why it is so important to your loved ones.

Financial Planning and Ethics

This presentation meets the requirements of the 2 hour Ethics CE requirements of the Board of Certified Financial Planning. Learning objectives include: learning the material elements of financial planning, demonstrating an understanding of the elements of a written plan, and defining elements of the fiduciary standard as it applies to financial planning. This program has been filed with the CFP Board by The Efficient

The Mockery of a “mock SEC audit”

SEC registered investment advisers are required to conduct annual reviews of their business operations and practices. Proof of these reviews is a key item for SEC examiners. Many compliance review firms offer services to provide RIAs with professional evaluations for meeting the “annual review” requirements. In some cases, these reviews are promoted as “mock SEC audits” often requiring additional fees and in some cases offering “attorney-client privilege” protection of the review. Based upon Mr. Wheeler’s personal experience, this presentation exposes the truth about “mock SEC audits,” reviews the actual requirements for SEC registered investment advisers, and provides guidance on how to protect oneself from paying too much for unnecessary services.