About Muriel Biby

This author has not yet filled in any details.
So far Muriel Biby has created 57 blog entries.

The Number One Mistake People Make in Their Estate Plan

Categories: Blog, Knowledge Center, TRO Newsletters|Tags: , |

There are a lot of things about estate planning that are complex, but the number one mistake people make is actually quite simple. Perhaps so simple that it is overlooked. It is coordinating the title of assets with the plan. Over years of meeting with clients, this was the consistent theme and over years of […]

Dysfunction Junction: The Real Issue in Estate Planning

Categories: Knowledge Center|

Dysfunction Junction: The Real Issue in Estate Planning

For years too much emphasis was placed on taxation in estate planning. Not that tax savings is not important, but it became the issue, rather than keeping the focus on the REAL issue which is family dynamics. Even we can get this wrong. When I ask a client, […]

Powers Of Appointment: Six Rules to Encode or Decode Every Trust

Categories: TRO Newsletters|

Powers of Appointment are the secret ingredient to the major advantages of irrevocable trusts and the formula that makes them work, yet the code does not do a good job of quantifying them, so we will do it for them. This knowledge makes it easier to decode documents, or design them in the first place, […]

He Did WHAT?!? Ethics in the Estate Plan

Categories: TRO Newsletters|

The National Malcolm Baldridge Quality Award defines ethical behavior as follows:

“The term, ethical behavior, refers to how an organization ensures that all its decisions, actions, and stakeholder interactions conform to the organization’s moral and professional principles. These principles should support all applicable laws and regulations and are the foundation for the organization’s culture and values. […]

Getting Granny’s Gold

Categories: TRO Newsletters|Tags: , , |

TRO Newsletter – August 2016

Getting Granny’s Gold

While anyone can fall for these schemes, elder financial abuse has become a big problem. The National Committee for the Prevention of Elder Abuse provides information to help avoid such abuse and spot such abuse when perpetrated on others such as family, friends, neighbors, and clients. Forms of abuse […]

TRO Newsletter – July 2016 Negate Probate: Settling an Estate using a Trust

Categories: TRO Newsletters|Tags: , , |

Probate is a hassle in many states, so trusts give us an alternative, more private manner in which to distribute the assets of a decedent. Here, we will take a chronological walk through of the estate settlement process and the critical elements of state law and document language that need to be addressed. Estates are […]

TRO Newsletters for December 1st

Categories: Blog, Follow Us, TRO Newsletters|Tags: , , |

 

TRO Newsletter, December 2015 – Client

 

Planning Ideas for Estates under $10 Million

Let’s face it, most people no longer owe estate tax. With an estate tax free amount of $5 million indexed for inflation, $10million for couples, less than two-tenths of one percent of Americans will owe estate tax. This brings estate planning for most people […]

Why Do Widows Leave Their Advisors?

Categories: Blog|

David White found this great article on why many women leave their advisors after losing their spouse.  At WheelerFrost, we focus on helping clients grow and preserve wealth through generations and want to be there for you and your loved ones, whenever you need financial guidance.

Why Do Widows Leave Their Advisors?
By Sarah Chandler […]

Structuring and Managing ILITs

Categories: Blog, Learn, TRO Newsletters|

Irrevocable Life Insurance Trusts (ILITs) are used primarily to purchase and/or maintain life insurance policies on the life of the settlor without causing inclusion in the settlor’s estate, while simultaneously qualifying contributions for the gift tax annual exclusion. In fact, the sole purpose of the so called Crummey power is to create a withdrawal power […]

Social Security: It Pays to Wait

Categories: Blog, Knowledge Center|Tags: |

Load More Posts